Any phone is a terminal.
Tap-to-pay on Android NFC, QR-on-screen on iOS and web. No hardware to buy, no cables, no provisioning queue.
The terminal is the phone in the seller's pocket.
SoftPOS removes the hardware step entirely. The merchant downloads the miaPOS app on any modern Android phone, logs in, and starts accepting in under five minutes.
Two acceptance modes on the same device. NFC tap-to-pay on Android — the buyer taps their phone against the seller's phone, just like a contactless card. QR display on iOS and on the web — the seller's screen becomes the QR, the buyer scans it.
It works because the rail underneath is instant-payment, not card-network. There's no PCI scope on the seller's device, no card data passing through, no merchant terminal certification required. Just an app and a phone.
How it works.
From the cashier's tap to the merchant's bank account.
For sellers who move.
SoftPOS is the right answer when "where does the terminal live" is the wrong question.
Mobile services
Hair stylists, home repair, mobile mechanics. The seller is wherever the customer is.
Pop-up retail
Markets, fairs, temporary stalls. Set up in 5 minutes, no infrastructure.
In-aisle retail
Staff in larger stores accept payment on the floor — no walking the customer to a register.
Field sales
Reps accepting deposits or full payment at the customer's site.
Restaurants — pay-at-table
Waiter brings the bill and the terminal at the same time. Tap, done.
Delivery
Pay on delivery without a hardware POS — the courier's phone is the terminal.
What's in the box.
Built so the merchant can self-serve and the buyer doesn't have to install anything.
For the merchant
- Zero hardware spend — uses existing phones
- Self-service onboarding in the Portal
- Multiple sellers per merchant, each with their own login
- Per-seller reporting
- NFC tap on Android, QR on iOS / web — pick by device
For the seller
- Native app feels like any modern payment app
- Both tap-to-pay and QR on the same screen
- Works on any phone with NFC (Android) or any browser (iOS / web)
- Receipt sharing built in (SMS, link, screenshot)
- Offline-tolerant transaction queueing
"The cheapest terminal in the world is the one you don't have to ship."