A payment URL is sometimes all you need.
Tokenized links shareable by DM, email, or printed as a QR sticker. Or Request to Pay — a push notification straight to the payer's banking app.
Two flavors, one underlying rail.
Payment Links and Request to Pay are sister features for cases where the merchant and buyer are not face-to-face and a full checkout page is overkill.
Payment Links are tokenized URLs. The merchant creates one (in the Portal or via API), sets an amount and a description, and shares the link by any channel — email, SMS, printed as a QR on a coffee-shop sticker. The buyer opens the link in any browser and pays in seconds.
Request to Pay (RtP) goes one level deeper. Instead of a URL, the merchant pushes a payment request directly to the buyer's banking app (ISO 20022 pain.013). The buyer sees a notification, taps Approve, done. No URL to open, no app to switch, no QR to scan. Same rail, settled in seconds.
How it works.
From the cashier's tap to the merchant's bank account.
For everywhere a full checkout is too much.
Links are the right primitive when the buyer arrives from outside the merchant's funnel.
Invoices
B2B and B2C. Send the invoice as a PDF with a Pay link at the top — paid before it hits the inbox.
Deposits & bookings
Hotel reservations, salon bookings, workshop sign-ups. Share a link, get the deposit.
Static QR stickers
Coffee shop counter, parking meter, donation box. One sticker, unlimited buyers.
Personal IBAN replacement
Freelancers stop sharing IBANs by DM. One persistent link instead.
Group fundraisers
Office collections, community causes. One link, many payers, automatic reconciliation.
RtP for subscriptions
Monthly push request, buyer approves once per cycle in their bank app — no card on file.
What's in the box.
Built so the merchant can self-serve and the buyer doesn't have to install anything.
For the merchant
- Create links from the Portal or via API
- Tokenized URLs — no IBAN exposed
- One-time or persistent (your choice)
- Static QR stickers via the Portal
- RtP for direct push notifications
For the buyer
- Open the link in any browser — no app needed
- Pay from your own banking app
- For RtP — tap Approve in the bank notification, no link to open
- Receipt by email + bank statement
- Refunds initiated by the merchant
"A URL is a checkout that needs no website."