05 · Conversational

Checkout where the conversation is.

The chat is the channel. The seller names a price, the buyer taps Pay — paid in seconds, no checkout page in sight.

ChannelsTelegram
SettlementSeconds, into the seller's bank
OnboardingSelf-service via Merchant Portal
StatusLive in Moldova · Rolling out in 2026

The store is wherever the buyer already is.

D2C sellers, micro-merchants, freelancers, restaurants taking pre-orders — most of their commerce happens in a thread, not on a website. We built conversational acceptance so the chat itself becomes the storefront.

A seller in your group types @miaposbot 245 #pizza-large. The bot replies in the same thread with a Pay button. The buyer taps, their banking app opens, they confirm. The money is in the merchant's account in under three seconds, and the bot updates the message to "Paid" in front of everyone.

No links to copy, no checkout pages, no leaving the conversation. The seller never asks for an IBAN, the buyer never types a card number — because nobody has cards in this flow.

Pizza Mania · 4 members
@miaposbot 245 #large-margherita
Seller · 14:32
Pizza Mania requests 245 MDL from you.
Pay 245 MDL →
@miaposbot · 14:32
Paid · 245 MDL · receipt sent to Maria
@miaposbot · 14:33 · settled in 2.4s

How it works.

Five steps, two parties, zero forms.

1
Merchant onboards once
In the Merchant Portal, the merchant opens "Sellers", clicks "Add seller", binds a phone number to a seller tag (e.g. #pizza-counter). 30 seconds. Self-service. No bank ticket.
2
Seller types in the chat
In any Telegram group, the seller writes @miaposbot 245 #tag. The bot resolves the seller by phone, picks the right merchant, generates a one-time payment request.
3
Buyer taps "Pay"
The Pay button opens the buyer's bank app via deep link. They confirm with biometrics. No card number, no CVV, no 3DS challenge.
4
Bank settles in seconds
Instant-payment rail (24/7, including weekends and bank holidays). Funds land in the merchant's account before the buyer has put their phone down.
5
Bot updates the thread
The original message becomes "Paid · settled in 2.4s" — visible to everyone in the chat. Bot DMs the receipt to the buyer. Merchant sees the transaction in their Portal in real time.

Built for sellers who live in chats.

Conversational acceptance is not a generic "another channel". It is the right primitive for specific kinds of merchants.

D2C micro-merchants

Home bakers, candle makers, jewelry — buyers DM photos, sellers reply with prices. Pay in the same thread, no Shopify needed.

Group-order restaurants

Office lunch groups, neighborhood pizza. Everyone orders in one chat, everyone pays in the same chat, the merchant sees who paid for what.

Service freelancers

Hair stylists, tutors, repairmen. Confirm a booking and request payment in one message. No invoice software.

Event organizers

Workshop registrations, course fees, club dues. Post once, everyone pays inline, reconciliation is automatic.

Resale & classifieds

Marketplaces operating in Telegram channels. Replace the "send me your IBAN" friction with a single bot mention.

Multi-seller shops

Bouquet shops with multiple florists, hair salons with multiple stylists. Each seller has a tag, payouts route to the right person automatically.

What's in the box.

A bot, a backend, and the Portal. Nothing for the merchant to install, nothing for the buyer to download.

For the merchant

  • Self-service seller onboarding in the Portal
  • Real-time transaction feed
  • Seller-level reporting (which tag, which person, which thread)
  • Group-order reconciliation
  • White-label option for banks (own bot brand, own colors)

For the buyer

  • No app to install — works inside Telegram
  • Pays from their own banking app (any bank on the local IPS)
  • Biometric confirmation, no card data entered
  • Receipt delivered as a DM
  • Refunds initiated by the merchant, no buyer action needed

"The cleanest checkout we've ever shipped is the one with no checkout page."

Try it, or build with it.

If you sell — open a Merchant Portal account and add a seller tag in 30 seconds. If you build for merchants — the bot, the backend and the Portal flows are fully documented.