STARTER
Pay-per-transaction
Pay-per-transaction pricing, all-inclusive. No setup, no monthly minimum.
Pricing
Pricing
Transparent per-transaction pricing. No setup fees. Volume discounts available.
GROWTH
Volume tiers
Per-transaction price drops as monthly volume grows. Tiered thresholds based on monthly transaction count.
ENTERPRISE
Bank partnership
White-label commercial agreement for banks. Custom pricing, dedicated SLA, joint roadmap.
Comparison
Instant payments vs card processing
Six dimensions where instant payments outperform card rails for merchant economics and operations.
| miaPOS · Instant payments | Card processing | |
|---|---|---|
| Settlement speed | Seconds | T+1 to T+3 days |
| Fee model | Flat per-transaction | Percentage + interchange + scheme + acquirer |
| Availability | 24/7, 365 days a year | Business hours, batch processing |
| Hardware | Phone or POS camera | Card terminal required |
| Customer experience | Banking app + tap or scan | Card swipe / chip / PIN |
| Disputes | No chargebacks | Chargeback risk + fees |
Apps
Get the miaPOS app
Merchant POS on iOS and Android. Set up your store, accept payments, watch settlements land in seconds.
