FOR BANKS
Launch instant payments as a managed service
White-label acceptance for QR, NFC, e-commerce, payment links, Request-to-Pay and recurring payments — running on the BNM/MIA national instant payment rails. We integrate, you brand it.
WHY BANKS CHOOSE miaPOS
Six reasons to partner with us
Faster time-to-market
A managed acceptance stack that integrates with your core banking system in weeks, not quarters. Skip 12-18 months of internal development.
National IPS-ready
Pre-integrated with the BNM/MIA national instant payment network. We handle the protocol layer so your team can focus on the merchant experience.
White-label everything
POS app, merchant portal, payment links and RTP all carry your bank brand. Your customers see you, not us.
Multiple acceptance modes
POS terminal, SoftPOS, e-commerce plugins, payment links and Request-to-Pay — five products on one platform.
Recurring payments ready
A Pix Automático-style framework for subscriptions, utilities, insurance and any recurring billing. Future-proof from day one.
Compliance built in
PSD2-aligned architecture, BNM-approved, MEV/fiscal integration, full audit trail and bank-grade security.
HOW IT WORKS
Three actors, one platform
miaPOS is the platform layer. Banks bring it to their merchant base under their own brand. Merchants accept instant payments through your bank.
1
Finergy provides the platform
We build, run and operate the miaPOS payment acceptance stack — apps, portal, gateway, integrations.
2
Your bank rebrands and resells
You connect your core banking system, configure pricing, and offer it as a managed service to your merchants.
3
Merchants accept instant payments
Your business customers accept QR, NFC, RTP and recurring payments — funds settle to their account in seconds.
CURRENT PARTNERS
Live with leading Moldovan banks
miaPOS is already powering instant payment acceptance at MAIB, EnergBank, EuroCreditBank, FinComBank, Eximbank and MICB through the national BNM/MIA network.
MAIB · ENERGBANK · EUROCREDITBANK · FINCOMBANK · EXIMBANK · MICB
WHAT'S NEXT
Recurring payments — built-in, not bolted-on
Inspired by Brazil's Pix Automático model, miaPOS lets your bank offer recurring instant payments out of the box. Subscriptions, utilities, insurance, B2B billing — one framework, three actors (payer bank, payee bank, merchant), zero card fees.
Ready to launch instant payments at your bank?
Talk to our partnership team about pilot integrations, white-label setup, revenue share and recurring payments roadmap.
Talk to our team