# miaPOS > miaPOS is a POS platform for accepting instant account-to-account bank payments via Instant Payment Schemes (IPS). No cards, no EMV. Operated by Finergy SRL (HQ Chișinău, Moldova). Live in Moldova and Romania, expanding across the SEPA Instant zone. This file is a machine-readable map for AI assistants and agents. The full fact dump is at [/llms-full.txt](/llms-full.txt). ## What miaPOS is - [Home](https://miapos.eu/en/) — product overview - [For Banks](https://miapos.eu/en/banks/) — bank-channel offering - [For Industries](https://miapos.eu/en/industries/) — vertical use cases (e-commerce, HoReCa, retail, services) - [Pricing](https://miapos.eu/en/pricing/) — commercial model - [FAQ](https://miapos.eu/en/faq/) — common questions ## Products - [Hardware POS](https://miapos.eu/en/products/hardware-pos/) — countertop and handheld POS terminals - [SoftPOS](https://miapos.eu/en/products/softpos/) — smartphone-as-POS, tap-to-pay - [E-commerce checkout](https://miapos.eu/en/products/ecommerce/) — online checkout, plugins - [Payment links](https://miapos.eu/en/products/links/) — URL-based collection - [Conversational](https://miapos.eu/en/products/conversational/) — accept via Telegram @miaposbot - [Agentic](https://miapos.eu/en/products/agentic/) — agent-initiated payments ## Documentation - [API docs](https://miapos.eu/en/docs/) — REST API reference, auth, sandbox - [Quickstart](https://miapos.eu/en/docs/start/quickstart/) — first integration - [Webhooks](https://miapos.eu/en/docs/api/webhooks/) — event delivery - [Plugins](https://miapos.eu/en/docs/plugins/) — WooCommerce, OpenCart, CS-Cart, PHP SDK - [Rails](https://miapos.eu/en/docs/rails/) — supported instant payment schemes ## Contact - General: info@miapos.eu - Sales: sales@miapos.eu - Support: [/en/support.html](https://miapos.eu/en/support.html) ## Legal - [Terms](https://miapos.eu/en/legal/terms.html) - [Privacy](https://miapos.eu/en/legal/privacy.html) - [Imprint](https://miapos.eu/en/legal/imprint.html)